Anyone who knows me knows I am terrible and budgeting myself. Awful at it! Since being at uni, I only thought I could get better at it, but it turns out, I have got a whole lot worse.
So since turning unemployed and lacking a income, I had decided budgeting is probably the best idea, and it turns out, its working pretty well!
So, here is my tips for those of you, who like me, think it probably would be a good idea!
- Limit yourself : I am terrible at limiting myself when it comes to going shopping. To limit yourself better, take out cash and leave your card at home! Then you have no choice but to stick to your limit.
- Spend at the start of the month : I tend to spend at the start of the month, and others at the end. I see it as a reward for all the hard work the previous weeks. All new clothes in store, new fashion and style. Spend at the start of the month and wear throughout. By the time you've reached getting bored of an item, you'll be back to the start of a new month and a new style - score!!
- On-line banking: Can't stress how much easier it is when you have on-line banking and an app on your phone. Keep tabs on what your spending straight away, and transfer money over to savings when needed - easy!
- Prioritise : what do you really want! Prioritise what you'd prefer to spend your money on and what you need to. If those boots can wait but the coat can't you know what you'll be buying this month and next.
- Set aside for the amenities : Know your outgoings and ensure you have it set aside. Be reasonable on what you have to spend for yourself this month and don't stretch yourself thin. Bare in mind when your MOT is due and if anything else unexpected is on its way.
- Shop on the cheap: Aldi and lidl are my place to go for food and on the cheap. Fresh food cheap and no-branded but as good as the rest are cheaper too. If you need a new outfit, but can't afford Topshops prices, always check Primark! Savers is also a great pit stop for cheaper cosmetics and beauty products!
If you have any tips of your own I'd love to know so comment below.
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Oh you highlighted some helpful tips.
ReplyDeleteI love the limit yourself esp on online shopping.
Everything now is just one click away and we can't get away from those sale ads from our favorite stores.
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So true!! I try and stop myself from looking online, its all too tempting! Thank you for your comment lovely x
DeleteWell these will be useful. Planning my wedding doesn't leave me a great budget for getting the stuff I so want. So I try my best to prioritise which kinda helps a little xx
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Oh congrats hunny, bet it is hard budgeting, but I'm sure you can do it! Thank you for the comment lovely! x
DeleteThis is really nice! Have a great day. :)
ReplyDeletexoxo;
STYLEFORMANKIND.COM
Some really great and handy tips, money is such a hard thing to manage!
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I love this post, thank you for sharing!
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aww, this is useful, thanx!
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